844-713-4405

WHY EL PASO CREDIT REPAIR?

If you have poor or fair credit then you’ve likely felt the pain of being rejected for a home, auto or personal loan. Poor credit can also be the result of divorce, medical bills, identity theft or other difficult circumstances. El Paso credit repair companies can assist you by locating negative items on your credit report and working with you to remove or repair those issues. Start your credit repair journey in El Paso by calling a well-known national credit repair service such as Lexington Law or look below to find a local El Paso credit repair representative and receive a free consultation. If you’ve recently been turned down for a home, auto or personal loan then you understand the importance of repairing your credit and getting your life back on track. Your credit score can affect many aspects of your life from where you live, what you drive and even where you work.

If you are serious about fixing your credit in El Paso and improving your credit score, then you need to call a professional credit repair company to understand what actions you can take to repair your credit and help to qualify for the loans that you need. A qualified credit consultant will be able to walk you through your credit report and help you understand the importance of raising your credit score.

HOW EL PASO CREDIT REPAIR COMPANIES HELP YOU

• An El Paso credit repair company or national credit repair representative will walk you through your credit report and discuss any negative items with you.
• The professional credit repair consultant or El Paso credit repair company will identify any errors or discrepancies found on your report, they will then challenge negative items on your behalf.
• Challenges for negative items will be sent to creditors, debt collectors as well as all three credit reporting bureaus.
• These disputes sent by credit repair companies in El Paso or by a trusted national company such as Lexington Law Firm will lead to negative items being removed from your credit report which will in turn help to improve your credit score.

WHAT TO EXPECT FROM EL PASO CREDIT REPAIR

When you sign up for credit repair service in El Paso you’ll have access to credit professionals that will help you understand where your credit score stands and what you can do to improve it. When signing up for credit repair in El Paso or with a large trusted company such as Lexington Law Firm you’re making a decision that can change your life and help you qualify for the home, apartment, car or loan that you need. There are no loopholes or quick fixes when it comes to credit repair, a professional credit repair company will dedicate the time needed to remove negative items from your credit report and help improve your score. National credit repair companies and local El Paso Credit repair companies will charge a monthly fee to provide this service and may charge a nominal fee to pull all three of your credit reports from the major credit reporting bureaus and make sure that negative items from each report are addressed. For a free credit repair consultation call 844-713-4405 to be connected with Lexington Law or search below to find a local El Paso credit repair company near you.

TOP CREDIT MISCONCEPTIONS

Your credit score is not just determined by how much you have paid back or failed to pay, there are other components that also affect this rating. However many El Paso consumers think that checking their credit will automatically lower their score, this is only the case if you have a “hard inquiry”, which occurs when you apply for a new loan or credit card. Many El Paso credit repair consumers also believe that once you pay off collections that their credit score will automatically increase. This is not the case, until the collection is removed from your El Paso credit report you will still have that negative item affecting your credit.

TIME TO INCREASE YOUR EL PASO CREDIT SCORE

You might think you have to make a lot of mistakes before there is a significant effect on your credit score but you are completely wrong. Just a few negative items can dramatically affect your credit score and cost you hundreds or thousands of dollars because of higher interest rates. It is estimated that just one negative item can affect your credit score by up to 110 points. Call national credit repair experts from Lexington Law at 844-713-4405 or find El Paso credit repair companies locally to get started repairing your credit today!

WHAT NEGATIVE ITEMS AFFECT YOUR CREDIT SCORE

The most common negative items include: hard inquiries, late payments, debt settlement, foreclosure, bankruptcy and collections. Hard inquiries can reduce your credit score by as much as 15 points while debt settlement, foreclosure, bankruptcy and collections can reduce your credit score by 110 – 240 points. You need to know if any of these negative items are affecting your credit score. Call Lexington law for a free credit report consultation at 844-713-4405, or find a local El Paso credit repair specialist below.

REPAIRING YOUR CREDIT SCORE ON YOUR OWN

Credit repair companies do charge you for their services, but remember that their services are helping you achieve your goal of great credit. A lot of the things your credit repair company will do can be done on your own but using a trusted El Paso credit repair company or large trusted credit repair company such as Lexington Law Firm will leave the headache of disputing negative items and all the time and paperwork needed to seasoned credit repair experts who have a history of helping to improve credit scores whether locally in El Paso or across the nation.

You don’t want to leave your credit score to chance. A trusted company such as Lexington Law Firm or a professional El Paso credit repair company can do things within days that you will complete in months. They save you time and can look into things that you might not be aware of by checking your negative items. Call Lexington Law or your local El Paso Credit Repair company today to get started and find out how they can help you today!